Your workshop is profitable. Your cash says otherwise.
Service operations have a timing problem. Parts, payroll, and rent go out every day. Payments come back in 30, 60, sometimes 120 days — fleet credit terms, insurance claims, warranty reimbursements. The gap between cash out and cash in is where working capital gets trapped. BayWise Payments closes that gap — with a live collection queue, structured day close, and the financial visibility to act daily instead of monthly.
The alternative to spreadsheet collections and disconnected accounting.
At $200K/month service revenue, reducing DSO from 45 to 25 days frees $133,000 in working capital.
The cash flow gap nobody measures
Your service department looks busy. Cars are moving, technicians are working, parts are selling. But the cash tells a different story.
It's month-end. You invoiced $180,000 in service and collision work — on paper, a strong month. But the bank shows barely half landed. A fleet account is 45 days out. Two insurer balances are stuck in supplementary approval. Three retail customers were invoiced and never chased — the cashier got busy, the follow-up never happened.
Meanwhile parts suppliers want paying in 30 days. Payroll runs Friday. Rent is due. The work was profitable — the timing is killing you.
- Receivables age invisibly — no one sees the 45-day fleet balance until it's 60
- Insurer balances stall — supplementary claims sit unworked because nobody owns the queue
- Retail invoices go uncollected — billed, never chased, quietly written down
- Day close is a guess — you reconcile monthly, so problems surface a month too late
- Cash decisions wait on the accountant — by the time the report lands, the gap already cost you
A workshop turning over $2M a year with just 15 days of avoidable receivables delay is financing $80,000 of its customers' debt — every single day it waits.
Two workshops can generate identical service revenue. One grows comfortably. The other constantly struggles with cash. The difference is how quickly cash spent today comes back into the bank.
Three things change when cash flow becomes visible
Collection Queue — screenshot coming soon
Your DMS tracks operations. Your ERP closes books. Nobody manages the gap.
BayWise Payments sits between your workshop floor and your accounting system — managing the cash journey that existing tools were never designed to see.
| Capability | DMS | Accounting / ERP | Spreadsheet | BayWise |
|---|---|---|---|---|
| Real-time collection queue | ||||
| Cash tracking per repair order | ||||
| Insurance & warranty AR aging | ~ | |||
| Structured day close | ||||
| Predictive cashflow (14-day) | ||||
| Cross-silo visibility | ~ | |||
| Multi-location dashboard | ~ | |||
| Cross-brand consolidation |
Cash flow management that pays for itself — from the first day close
Your receivables already have the money. BayWise Payments makes it visible, trackable, and collectible — whether you run one workshop or fifty.
Free plan. 1 location. No credit card. Collecting by lunch.